BENEFITS OF A VA LOAN
Use Your VA Benefits
It Pays To Be A Vet!
 

1. NO DOWN PAYMENT
   Down payment is not required in most cases.
    
2. NO MONTLY MORTGAGE INSURANCE
   There is never a monthly mortgage insurancepremium to pay.
    
3. MINIMAL TOTAL MOVE-IN COSTS
   We negotiate with the seller to pay for most or all your closing cost.
    
4. NO PAYMENT PENALTY
   Veterans have the right to prepay on their loans without being penalized.
    
5. LIMITATIONS ON BUYER’S CLOSING COST
   Your closing costs are limited by the Department of Veteran Affairs to lower your cost.
    
6. ASSUMABLE MORTGAGE - Make more money when you use this great sales too.  
    

 
TOTAL DOWN PAYMENT
$0
TYPICAL TOTAL MOVE-IN COSTS
$1,000

CALL TODAY

HOW IT WORKS
THE 5 STEP HOME BUYING PROCESS
 

1. PRE-QUALIFY BY CALLING US TODAY
   Income, debt, credit, and military record verification.

2. FIND HOME
   WORKING WITH YOUR FIRST NATION REALTY AND INVESTMENT HOME SPECIALIST, locate a place you would love to call “home”.

3. NEGOTIATE - Your VA home specialist will research the fair market value for your home and negotiate favorable terms on your behalf.

4. LOAN APPLICATION - Once you have an agreement with the sellers, sit for loan application. Documents required: W-2 tax form; recent pay stubs, drivers license, social security card, and bank statements.

5. CLOSE - CONGRATULATIONS!! You have successfully utilized your VA benefits and happy homeowners.